Monthly Archives: June 2017

How To Finish 2017 Financially Strong

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Every day, tourists and New York residents alike flock to the financial district in downtown Manhattan to view the “Charging Bull” – an iconic symbol of American capitalism. My daily work commute runs through this part of town and I am always intrigued by the number of people who stop by, regardless of time of day or weather condition, patiently standing in line, waiting for their turn to take pictures , resolutely intent on taking a piece of the bull with them.

There is often a healthy dose of optimism that greets a new year. We are bullish about the prospects for the year. Perhaps this is the year that a perfect combination of factors will lead us to financial paradise – the economy is growing at a fast clip, inflation is kept in check, there is political stability, our business idea takes off, we invest in that penny stock that generates super-sized returns and we get that promotion we’ve long been angling for!

If you have resolved to make 2017 a bull year – to own the year the same way those picture-takers in the financial district proudly take the bull home with them- you need to take action.  2017 is mid-way, decide to take charge of factors within your control rather than merely hoping external factors are favorable. For me, a bull year is one in which

  • I live within my means, that is, my income exceeds my expenses
  • I live well – I meet all my financial obligations and enjoy a good quality of life
  • I take prudent action that fosters my family’s future financial well-being
  • I enjoy greater financial margin, a growing net worth, compared to prior years
  • I give freely to support people and causes that are near and dear to my heart

American author and poet, Henry David Thoreau said “if you have built castles in the air, your work need not be lost; that is where they should be. Now put the foundations under them.” In other words, it’s great to be bullish about 2017 from a financial standpoint but don’t just fold your arms and hope for the stars to magically align in your favor. Make this a bull year by changing your aptitude with respect to money.

Are you merely working for money or do you know how to make money work for you? There are time-tested principles that govern money management and wealth accumulation. The more you understand and apply these principles, the better your financial standing. This year, take steps to become more money savvy – read books, attend seminars, listen to podcasts, consult with a financial advisor. In the words of Robert Kiyosaki, “it’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for”. Sound fiscal aptitude makes your money grow and stick around much longer.

Money calls for responsible stewardship no matter how little or how much of it you currently possess. Do you have a money game plan for 2017? Without a plan, you are leaving your financial outcome to chance. Take time at this time of the year to lay out what needs to happen for you to consider this a successful year financially. I have shared with you my personal definition of a bull year. What’s yours? Once you have laid out your plans, pursue them with vigor and enthusiasm. Do not merely hope this is a bullish year, seize the initiative and make 2017 a bull year!

This article is re-blogged from inspiringnuggets.com

2 Powerful Tips That Can Change Your Life

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There are times in life when a seemingly perfect opportunity presents itself and it is not even perceived as an opportunity until it is long gone.

You may have heard people say:   “Once  the right opportunity to present itself and I will return to college or start a business.

Should we really wait for opportunities?

This may be a coincidence but opportunities seem to present itself to people who are actively doing something not those waiting.

Have you been waiting for your life to change? For an amazing door of opportunity to open?

Stop waiting, start doing something to create the future you desire today. These two tips will change your life if you take it seriously.

1. Change the way you think

“if you think you can or  you can’t…you are right” – Henry Ford

It all starts with your perceptions, think possibilities, see possibilities. You will change what happens around you by changing how you think.

Think about this scenario:

A young man, Shawn, who dropped out of high school seven years ago,  recently got laid off his job. He has no technical skills whatsoever, and has had difficulty getting jobs from time to time. He is tired of looking for jobs almost every 8 months but does not know what to do.

Shawn can sit down and think about all the frustrations in his life right now and the ones he endured in the past.

He could even take it further by looking for people in his life that could be held responsible for his current predicament.

This thought pattern may lead to bitterness and resentment among other things. One thing is certain, this thought pattern will not lead him out of his current predicament.

Alternatively, he can decide to think of the possibility of a bright future, not limited by his past pain or misfortune but shaped by his determination to succeed.

Taking responsibility for his life and determined to make a change, he can start engaging in activities that will add value to him.  Map out a strategy to the future he desires and work hard towards it

Taking the right steps out of the problem starts by changing the way you think. Thinking more about what can be done with what you have rather than focus on what was done or not done in the past.

2. Change what you say

As simple as this sounds, it is very powerful. Our words create our reality. Instead of speaking defeating words that will dampen your morale, stand up and declare what you desire for your life! These positive declarations will energize you and beyond that shape your future.

What opportunities do you desire? Start creating those opportunities today by changing the way you think about the situation and what you say about it.

While these two tips are important, it does not stop there. Work hard to create the future you desire, persevere in the face of difficulty and watch your dream come true.

2 Valuable Tips When Transitioning To The Next Level

 

You Are The Writer Of Your Own Story written on desert road

Have you ever been through a phase in your life where it appears as if you are moving out of your comfort zone?

Just when you thought everything is perfect, your routine established , then change comes.

This change is not always desirable or easy to handle.

Most times it is uncomfortable, you feel like you have been stretched.

I have been there and  I can categorically tell you that I really did not like it.

However, I found so much fulfillment outside my comfort zone that the stretching is worth it.

These are tips I found really valuable during transitions in my life, hope you find them useful too.

Stretching may be uncomfortable but beneficial :

Knowing with certainty in your heart that  growth and progress lie outside of your comfort zone is  encouraging.

Beyond the stretching and the discomfort that may come with it lie your desired end.

Think about adopting  a new exercise regimen,

After your first exercise routine, you feel the pain and  discomfort that comes with exercise muscles being worked on for the first time.

No matter how you feel after the first exercise routine, if you persevere the discomfort will disappear and your well toned muscles will emerge.

The same thing applies to our lives as well. When you  persevere, not only will the pain become a thing of the past but your life will be moved to a whole new level.

No matter what the going feels like right now, remember this:

“ Tough times never last but tough people do”- Robert Schuler

Keep the end in mind and fully understand all things are working for your good.

Stay Motivated:

Transition period could be emotionally draining and thoughts of quitting may  persist.

It is important to stay motivated now, more than ever.

Using the analogy of an exercise regimen used earlier.

When adopting a new exercise regimen, some practical things keep you going when you feel like quitting.

Having a coach or finding peer support keeps you motivated.

I remember when I started running, running with a friend was quite helpful to me.

Even if you do not have a personal coach, find motivational resources online or videos on YouTube  to  listen to.

You can even look at your self in the mirror and encourage yourself. Declare the desired end, even when nothing looks like it right now.

Call yourself what you want to be and begin to create the world you desire with your words.

Believe in yourself and believe in God and nothing will be impossible to you!!

 

 

 

 

 

 

 

 

10 Inspiring Quotes For Success

Be what you want to be.

In order to attain the impossible, one must attempt the absurd. Miguel de Cervantes

Success is not final, failure is not fatal: it is the courage to continue that counts. Winston Churchill
The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand. Vince Lombardi

Success is simple. Do what’s right, the right way, at the right time.  Arnold H. Glasow

Don’t aim for success if you want it; just do what you love and believe in, and it will come naturally. David Frost

The starting point of all achievement is desire. Napoleon Hill

Success is nothing more than a few simple disciplines, practiced every day. Jim Rohn

Action is the foundational key to all success. Pablo Picasso

Success consists of going from failure to failure without loss of enthusiasm. Winston Churchill